Managing your banking needs is simple with Optima Wealth Bank
Corporate Banking
Personal Service
Quick Turnaround on Applications
Tested & Trusted
Borrow For your needs
Insure What matters
Retirement
We Accept Bitcoin
With Optima Wealth Bank
home loan you get
Competitive rates
Flexible loan features
Personal Service
Quick turnaround
Why do we call it a Simple Checking Account
With a checking account that fits your lifestyle, you can simplify your banking.
Digital Checking Account
Open a check-free account and enjoy zero monthly fees and no minimum balance requirements. Designed for flexibility and convenience, it’s the perfect solution for all your banking needs. Take advantage of this opportunity and start enjoying the benefits today.
Essential Checking Account
Choose an Optima Wealth Bank checking account with automatic monthly direct deposit and enjoy zero maintenance fees and no balance requirements. Save more, stress less, and experience the convenience of truly hassle-free banking.
Signature Checking Account
Link your eligible Optima Wealth Bank accounts to earn interest, waive maintenance fees, and eliminate balance requirements. This seamless integration enhances your banking experience and maximizes your benefits. Choose smarter banking, choose Optima Wealth.
For the past thirty five years, we have been dedicated to helping our clients achieve exceptional results.
With both the expertise and capacity, we stand ready to meet your requirements and provide highly innovative solutions tailored to address your specific challenges.
Accounts and payments may be managed from any place, at any time, and on any device. You may use our Online Banking to access your cards and accounts from anywhere, at any time.
Please notify us if your debit card is stolen or misplaced to cancel it.
Innovative Banking Solutions For Your Everyday Needs
We Pride Ourselves In Sharing Our
Knowledge And Empowering
Your Trusted Partner in Wealth Management and Financial Planning
1400 +
ALL TIME CLIENTS
1000 +
CLIENTS IN THIS YEAR
10bn +
ATTACKS BLOCKED
30 +
SECURITY MODULES
01
02
03
04
Credit vs Debit Cards: What's the difference?
Enhance your purchasing power with a credit card that rewards you with incentives to spend as you wish.
Debit Card
- Works like writing a check or using cash
- Using your card means the money is automatically deducted from your checking or saving account
- Be sure you have funds in your account to cover the purchase
- Convenient access with Mobile Payment
- Turn on transaction alerts
- VISA's Zero Liability
Credit Card
- Earn rewards or maximize cash back
- Access to a specific credit card limit
- Pay the entire balance each month interest-free to avoid paying any outstanding balance along with interest according to the terms of the card
- Convenient access with Mobile Payment
- Turn on transaction alerts
- VISA's Zero Liability
Secure a 2-Year Fixed Rate on Home Loans
Enjoy peace of mind with a competitive 2-year fixed rate on owner-occupied or investment home loans. Available with principal and interest repayments—designed to give you stability and confidence in your financial future.
Contact us for More Information
Optima Wealth Bank is ready to assist you every step of the way.
For your security, please do not email us private or confidential information.
Business and Commercial Banking
Address: Alexanderstraße 5, 10178 Berlin, Germany
Monday-Friday, 6:00 am – 7:00 pm PT
24-Hour Automated Telephone
Telephone banking is available in English, Polish, Arabic, French, and Spanish.
Personal Banking
REPORT A LOST OR STOLEN ATM OR VISA® DEBIT CARD
Monday-Friday, 6:00 am – 7:00 pm PT
Saturday 9:00 am – 5:00 pm PT
Email Address
info@optimawealthb.com support@optimawealthb.com
Thank you for your Banking With Us
Home Insurance
When you take out a home loan with Optima Wealth Bank, home insurance is a must. If you need help finding the right coverage, our team is here to guide you every step of the way.
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