Privacy Policy
Effective Date: 05/01/2022

Optima Wealth Bank (“we”, “us”, “our”) is committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you access our website and related platforms, including mobile applications (collectively, the “Site”). By using our Site, you agree to the terms outlined in this Privacy Policy. If you do not agree, please refrain from using our Site.

Information We Collect

We may collect and process the following types of personal information:

• Personal Identification Information: Including your name, address, email address, phone number, date of birth, and other identifying details.

• Financial Information: Bank account numbers, card details, transaction history, credit information, and related financial data.

• Technical Data: IP address, login credentials, browser type and version, time zone settings, browser plugins, operating system, and device identifiers.

• Usage Data: Details on how you interact with our Site and services.

• Marketing & Communication Data: Your preferences for receiving marketing messages and your communication preferences.
  
  How We Use Your Information

Your information is used in the following ways:

• To deliver and manage our services and maintain website functionality.

• To enhance, personalize, and expand our offerings and digital presence.

• To analyze usage patterns and improve our products and services.

• To communicate with you directly or via trusted partners for support, updates, and promotions.

• To process financial transactions and manage account-related operations.

• To comply with legal obligations and handle disputes.
  
  Disclosure of Your Information

We may share your information with:

• Service Providers who assist in operating our Site and delivering services.

• Advertising Partners to provide relevant, targeted marketing.

• Authorities: Regulatory or law enforcement agencies when required by applicable law or in the interest of legal compliance.
  
  Security of Your Information

We take your data security seriously. Administrative, technical, and physical safeguards are in place to protect your personal information. However, please note that no method of transmission or storage is entirely secure, and we cannot guarantee absolute protection.

Your Data Protection Rights

Depending on your jurisdiction, you may have the right to:

• Access your personal data.

• Rectify inaccurate or incomplete data.

• Erase your data under certain conditions.

• Restrict or object to processing of your data.

• Request portability of your data to another provider or to yourself.
  
  Contact Us

If you have any questions regarding this Privacy Policy or how your data is handled, please contact us:

Optima Wealth Bank
Alexanderstraße 5, 10178 Berlin, Germany
Email: info@optimawealthb.com