Terms of Service
Effective Date: 05/01/2022

These Terms of Service (“Terms”) govern your access to and use of the website and services provided by Optima Wealth Bank (“we”, “us”, “our”). By accessing or using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not access or use our website.

1. Use of Our Website

1.1 Eligibility
You must be at least 18 years old to access and use our website. By using the website, you confirm that you meet this requirement and that you have the legal capacity to enter into these Terms.

1.2 Account Responsibility
If you create an account with us, you are solely responsible for maintaining its confidentiality and for any activity that occurs under your account. You agree to notify us immediately if you suspect any unauthorized use or breach of security.

1.3 Prohibited Uses
You agree not to engage in any of the following prohibited activities:

• Disrupting or interfering with the normal operation of our website.

• Sending unauthorized advertising, spam, chain letters, or other forms of solicitation via our website.

• Engaging in unlawful, fraudulent, or malicious activities.

• Attempting to gain unauthorized access to any part of our website or systems.
  
  

2. Intellectual Property

2.1 Ownership Rights
All content on our website, including text, images, logos, graphics, and software, is the property of Optima Wealth Bank or its licensors, protected under applicable copyright and intellectual property laws.

2.2 Limited License
We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes, subject to these Terms.

2.3 Usage Restrictions
You may not copy, distribute, modify, create derivative works from, publicly display, perform, republish, store, or transmit any of the content on our website without our prior written permission, except as allowed under these Terms.

3. Disclaimer of Warranties

3.1 Use at Your Own Risk
The website and all services are provided “as is” and “as available” without warranties of any kind. We disclaim all express or implied warranties, including merchantability, fitness for a particular purpose, and non-infringement.

3.2 Accuracy Not Guaranteed
We do not guarantee that the content on our website is accurate, complete, current, or error-free.

4. Limitation of Liability

4.1 No Liability for Damages
In no event shall Optima Wealth Bank, its affiliates, directors, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages—such as loss of data, profits, or goodwill—arising from your use of or inability to use the website, even if advised of the possibility of such damages.

5. Indemnification

You agree to indemnify and hold harmless Optima Wealth Bank and its affiliates, officers, directors, employees, agents, suppliers, and licensors from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the website, your violation of these Terms, or your breach of any representations or warranties.

6. Modifications to Terms

We reserve the right to revise these Terms at any time. Changes take effect immediately upon posting. Your continued use of the website following any updates indicates your acceptance of the revised Terms.

7. Governing Law and Jurisdiction

These Terms are governed by the laws of England and Wales, without regard to conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

8. Contact Us

For questions regarding these Terms, please contact us at:

Optima Wealth Bank
Alexanderstraße 5, 10178 Berlin, Germany
Email: info@optimawealthb.com